December 11, 2025
How To Activate Oversea Transaction Maybank
Finance

How To Activate Oversea Transaction Maybank

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Activating overseas transaction features on your Maybank card is essential if you plan to travel internationally or shop on foreign websites. Without enabling this service, your card might be declined when used outside Malaysia or in any international online store. Maybank provides several ways to activate overseas transactions easily and securely, whether you’re using a debit card or credit card. Understanding the correct procedure ensures smooth financial transactions and helps you avoid unnecessary disruptions during your travels or international purchases.

Why Activate Overseas Transactions on Maybank?

Maybank cards are designed with security in mind. By default, overseas usage is disabled to protect users from fraud and unauthorized activities. Activating overseas transactions lets you:

  • Use your Maybank debit or credit card while traveling abroad
  • Make purchases on international websites
  • Withdraw foreign currency from ATMs outside Malaysia
  • Enjoy seamless financial access during overseas business or leisure trips

To ensure your transactions are not blocked, it is recommended to activate this service before departure or before making a major international purchase.

Methods to Activate Overseas Transactions

There are several convenient ways to enable overseas usage on your Maybank cards. You can activate this feature via online banking, mobile apps, ATMs, or by visiting a Maybank branch. Below are the step-by-step instructions for each method:

1. Using Maybank2u Online Banking

If you have access to Maybank2u, activating international transactions is quick and simple. Follow these steps:

  • Log in toMaybank2uwith your username and password.
  • SelectCardsfrom the main menu.
  • Choose your card (debit or credit) from the list.
  • Look for theOverseas UsageorManage Card Settingsoption.
  • Click onActivate Overseas Usage.
  • Select the duration (you can choose specific dates) and regions where you want the card to work.
  • Confirm your request and enter the TAC (Transaction Authorization Code) sent to your registered mobile number.

This activation can be customized to limit the duration and region, which adds an extra layer of security.

2. Via MAE by Maybank2u Mobile App

If you prefer managing your card settings from your phone, the MAE app makes it even easier. Here’s how:

  • Launch theMAE appon your mobile device and log in.
  • Tap on theCardssection on your dashboard.
  • Select the card you wish to activate for international use.
  • Tap onCard Settingsand then onOverseas Transaction.
  • Enable the toggle switch and set the duration.
  • Confirm the activation through OTP verification.

The MAE app is available on both Android and iOS and is synced with your Maybank account for real-time access and updates.

3. Using a Maybank ATM

You can also enable your card for overseas transactions at any Maybank ATM machine:

  • Insert your debit or credit card into the ATM.
  • Enter your PIN number.
  • ChooseOther Servicesfrom the main menu.
  • SelectOverseas ATM / Retail Purchase Activation.
  • Follow the prompts to activate the feature.

This method is useful if you do not have internet access or prefer in-person activation.

4. Visiting a Maybank Branch

If you encounter any difficulty with the above methods, visiting a nearby Maybank branch is always an option. The bank staff will assist you in activating overseas usage on your card. Be sure to bring your ID and the card you want to activate.

Important Tips for Using Your Card Overseas

Once you have activated overseas transactions, there are some best practices to ensure secure and hassle-free usage:

  • Notify the bank: Let Maybank know your travel dates and countries you’re visiting to avoid automatic blocking of suspicious activities.
  • Monitor your account: Use the MAE app or Maybank2u to track all transactions while traveling.
  • Enable transaction alerts: Receive real-time SMS notifications for each overseas transaction.
  • Set daily limits: Limit the transaction amount for added protection in case your card is lost or stolen.

Deactivating Overseas Transactions

After your trip or once you no longer need international access, it is highly recommended to disable overseas usage. This reduces the risk of unauthorized transactions. You can turn it off using the same methods listed above Maybank2u, MAE app, ATM, or by visiting a branch.

Charges and Fees to Keep in Mind

Using your Maybank card abroad may incur additional charges. Here are some fees to be aware of:

  • Currency conversion fee: Usually a small percentage (1%–2%) of the total amount, applied when converting foreign currency.
  • ATM withdrawal fee: Depending on the network or country, extra fees may apply.
  • Foreign transaction fee: For credit card purchases, a service fee may be charged by Visa or Mastercard.

Before traveling, it’s a good idea to check the most recent fee structure on the official Maybank website or contact customer service directly.

Benefits of Activating Overseas Transactions

There are many advantages to enabling this feature on your card, including:

  • Convenience during international travel
  • Access to foreign ATMs and retail purchases
  • Freedom to shop from global e-commerce sites
  • Backup payment method in case of cash shortage

These benefits make it easier to handle your finances no matter where in the world you are.

Security Measures and Fraud Protection

Maybank takes card security seriously. When overseas transactions are activated, the bank closely monitors all activity for signs of fraud. You also have the option to:

  • Temporarily block or freeze your card using the MAE app
  • Report a lost or stolen card immediately via hotline
  • Request a card replacement while abroad in urgent cases

Always use secure networks when logging into your banking apps and never share your PIN or TAC codes with anyone.

Knowing how to activate overseas transaction features on your Maybank card gives you the flexibility and freedom to spend confidently while abroad or shopping online. With several easy options including online banking, mobile apps, ATMs, and branch services, Maybank ensures that activating this essential feature is quick and secure. Whether you’re planning a vacation, doing business, or shopping on international websites, make sure your card is ready for global use. By staying informed and taking the right precautions, you can enjoy a worry-free financial experience wherever you go.